Prosper Funding LLC Data Breach Lawsuit Investigation
Download Prosper’s Breach Notice PDF
Did Prosper Funding LLC notify you of a data breach? Sensitive personal data—including Social Security numbers—may already be in criminal hands. Act now to protect your identity and learn whether you can pursue compensation.
What Happened?
Prosper Funding LLC—a San-Francisco–based peer-to-peer lending pioneer—detected suspicious activity on its internal network in 2025. A forensic investigation confirmed that hackers accessed customer and applicant data.
Beginning September 17, 2025, Prosper emailed borrowers, investors, and applicants to disclose the attack and advise that the inquiry remains ongoing.
Information Confirmed Exposed
- Full names
- Social Security numbers
- Dates of birth and mailing addresses
- Government-issued IDs
- Medical and financial information (including account numbers)
Why This Breach Matters
With enough data points, cyber-criminals can open new credit lines, drain existing accounts, or file fraudulent tax returns. Even a single compromised SSN can create years of financial turmoil if left unaddressed.
Your Immediate Action Plan
- Review Prosper’s notice and save all correspondence as evidence.
- Enroll in free credit monitoring once Prosper makes enrollment instructions available.
- Place a fraud alert or credit freeze with Equifax, Experian, or TransUnion.
- Watch bank and credit-card statements for unauthorized activity.
- Be cautious of phishing attempts that reference the breach or impersonate Prosper staff.
- Call Prosper’s dedicated hotline: 833-918-9464 (8 a.m.–5 p.m. CT, Mon–Fri) with questions.
Can You File a Data Breach Lawsuit Against Prosper Funding LLC?
If Prosper’s negligence allowed cyber-criminals to obtain your private data, you may be entitled to recover:
- Out-of-pocket expenses (credit-freeze fees, replacement IDs, postage)
- Time spent mitigating identity theft
- Future identity-protection costs
- Compensation for emotional distress or anxiety
Class-action investigations are underway. Preserve all evidence—emails, letters, and any fraudulent transactions—to strengthen a potential claim.
How to Stay Informed
Prosper maintains a continuously updated FAQ page. Bookmark it and check back frequently for new details about what data was accessed, credit-monitoring enrollment, and additional security measures:
Prosper Cybersecurity Incident FAQs
Frequently Asked Questions
What personal data did the Prosper Funding LLC breach expose?
Confirmed data points include names and Social Security numbers. Prosper’s investigation also indicates that dates of birth, addresses, government IDs, medical details, and financial account information may have been involved.
Has Prosper Funding LLC offered free credit monitoring?
Yes. Prosper has stated it will provide complimentary credit monitoring and identity-theft protection services once the scope of affected individuals is finalized.
How do I know if I was impacted by the Prosper Funding LLC breach?
The company began emailing or mailing notices on September 17, 2025. If your information was compromised, you should receive a letter or email. You may also call 833-918-9464 for confirmation.
Is a class action lawsuit already filed against Prosper Funding LLC?
Law firms are actively investigating and preparing claims. Even if a formal complaint has not yet been filed, you can preserve your rights by gathering your documentation now.
Will joining a lawsuit cost me anything up front?
Data-breach class actions are usually handled on a contingency-fee basis, meaning attorneys advance the costs and only collect a fee if compensation is recovered.