Microf Data Breach: SSNs Exposed
By Join The Case · Published December 31, 2025 · 6 min read
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Dapeer Law, P.A., a top-rated class action law firm, is investigating the Microf data breach. If you received notice that your information was exposed during this breach, you may be entitled to compensation. It's free to join our investigation to see if we can help you recover.

Microf Data Breach Lawsuit Investigation

A recent cybersecurity incident at Microf compromised personal information for 8,785 people across Texas and South Carolina. If you received a breach notification dated December 23, 2025, you may be entitled to free identity-theft protection and possible monetary compensation. Complete the free form on this page to explore your legal options.

Download Official Breach Notice (PDF)

Key Details of the Microf Breach

  • Incident window: June 15 – June 19, 2025
  • Discovered: June 19, 2025
  • Consumer letters mailed: December 23, 2025
  • Total people affected: 8,785
    • Texas residents: 7,011
    • South Carolina residents: 1,774
  • Data types exposed:
    • Name
    • Social Security number
    • Financial account number
    • Credit or debit card number
  • Complimentary services: 12 months of credit monitoring & identity restoration from Cyberscout (TransUnion)

Timeline of Events

Microf, LLC (“Microf”) detected suspicious activity on its network on June 19, 2025. A forensic investigation confirmed that an unauthorized actor viewed or copied certain files between June 15 and June 19, 2025. After concluding a detailed file review, Microf began notifying impacted consumers on December 23, 2025 and reported the incident to regulators in Texas and South Carolina on December 29, 2025.

Information Exposed

The review indicates that the attacker could access at least the following categories of personal data:

  • Full name
  • Social Security number
  • Financial account information
  • Credit or debit card number

No evidence of identity theft has been found to date, but Microf urges recipients to stay vigilant.

Complimentary Identity Protection

Microf is offering all notified individuals 12 months of free credit monitoring and identity restoration services through Cyberscout, a TransUnion company. Enrollment instructions and an activation code are included in the mailed letter. Eligible individuals must complete enrollment themselves—Microf cannot do so on your behalf.

Your Legal Options

File a Free Data Breach Claim

Victims of data breaches frequently incur out-of-pocket expenses and face future fraud risks. U.S. privacy laws allow affected consumers to pursue compensation for these harms. Use the form on this page to see if you qualify to join a Microf data breach lawsuit or settlement investigation.

Steps You Can Take Now

  • Enroll in the complimentary Cyberscout services immediately.
  • Review bank, credit-card, and other financial statements for unfamiliar transactions.
  • Request free credit reports at AnnualCreditReport.com and look for errors.
  • Consider placing a fraud alert or security freeze with the credit bureaus.

Company Overview

Microf, LLC (Microf) is a fintech company providing flexible financing solutions for HVAC and home improvement projects.

Frequently Asked Questions

I received a data breach letter from Microf — what should I do?

Follow the enrollment instructions for the free Cyberscout credit monitoring, watch your financial accounts for unusual activity, and consider submitting a legal claim.

How many people were affected by the Microf breach?

Microf reported that 8,785 individuals were impacted—7,011 in Texas and 1,774 in South Carolina.

What information did the Microf breach expose?

Exposed data includes names, Social Security numbers, financial account numbers, and credit or debit card numbers.

Did Microf offer credit monitoring, and for how long?

Yes. Microf is offering 12 months of complimentary credit monitoring and identity restoration through Cyberscout.

How do I submit a claim related to the Microf data breach?

Complete the free, no-obligation case evaluation form on this page. Qualified individuals will be contacted by a consumer-rights attorney to discuss next steps.

How can I get the official breach notice PDF for Microf?

You can download the letter directly from the South Carolina Department of Consumer Affairs using the button near the top of this article.

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