James H Cunningham Insurance Agency Data Breach Lawsuit Investigation
Were you recently notified that your Social Security number and other sensitive details were hacked? The James H Cunningham Insurance Agency (“Cunningham Group”) data breach puts thousands at risk of identity theft and financial fraud. Find out how to protect yourself and whether you can pursue compensation.
Download Breach Notice PDFWhat Happened?
On September 10, 2024, Cunningham Group detected suspicious activity on its network. A digital forensic review confirmed that an unauthorized intruder accessed company systems between September 6 and September 13, 2024, potentially copying files containing customers’ personal information.
Regulatory filings show the breach was reported to the Attorneys General of California, Massachusetts and Texas in August 2025, affecting at least 1,330 confirmed individuals in those states alone. The total victim count may be higher nationwide.
What Information Was Exposed?
The compromised files included both personally identifiable information (PII) and protected health information (PHI):
- Full names and postal addresses
- Social Security numbers
- Dates of birth
- Driver’s license, passport and other government-issued ID numbers
- Credit or debit card details and other financial account data
- Medical and health-insurance information
Because this mix of data can be used to open fraudulent accounts, obtain medical services, or file false tax returns, affected consumers face an elevated, long-term risk of identity theft.
How the Company Responded
Cunningham Group says it contained the breach, notified law enforcement and is offering two years of free Experian IdentityWorks Credit 3B monitoring. The package includes:
- Three-bureau credit monitoring and daily reports
- Identity restoration assistance
- Up to $1 million in identity-theft insurance
Enrollment instructions and activation codes were mailed to impacted customers.
Immediate Steps to Protect Yourself
- Activate the free credit-monitoring service before the deadline in your letter.
- Review bank, credit-card and insurance statements for unfamiliar activity.
- Place a fraud alert or security freeze with Equifax, Experian and TransUnion.
- Obtain your free annual credit reports and check them carefully.
- Report any fraud to your financial institutions, the FTC and local police.
Legal Options & Potential Compensation
Data-breach laws require organizations to safeguard personal data and promptly notify victims. If negligence contributed to this incident, you could be entitled to monetary relief for:
- Out-of-pocket expenses (credit monitoring, legal fees, etc.)
- Time spent dealing with fraud or securing accounts
- Emotional distress and loss of privacy
- Future credit- and identity-protection services
Class-action attorneys are investigating whether James H Cunningham Insurance Agency met its legal obligations. Completing a free case review can clarify your eligibility to join a lawsuit or settlement.
Get Your Free Case ReviewFrequently Asked Questions
How do I know if I was affected by the James H Cunningham Insurance Agency data breach?
The company mailed notification letters to individuals whose information appeared in the compromised files. If you received one, you are considered impacted.
What should I do if I lost my activation code?
Contact Cunningham Group’s dedicated incident-response line (listed in your letter) to request a replacement code for the Experian IdentityWorks service.
Has the stolen data been misused?
As of the latest filings, the agency says it has no evidence of misuse. However, identity thieves often wait months or years to act, so vigilance remains critical.
Can I sue James H Cunningham Insurance Agency over the data breach?
Possibly. Consumers may pursue legal claims when a company’s security failures lead to personal-data exposure. A class-action investigation is under way to evaluate negligence and damages.
How long do I have to take legal action?
Deadlines vary by state. Speaking with a data-breach attorney promptly ensures you don’t miss the statute of limitations for filing a claim.
Stay informed. Monitor your credit, safeguard your identity and explore your legal rights today.