Energy Capital Credit Union Data Breach Lawsuit Investigation
Energy Capital Credit Union customers were notified on December 31, 2025 that an unauthorized actor accessed certain files on the credit union’s network. If you received a breach letter, you may qualify for no-cost legal assistance and compensation. Contact us today to discuss your rights.
Key Details at a Glance
- Breach window: October 29 – November 19, 2024
- Discovery date: November 19, 2024
- Notice mailed: December 31, 2025
- Total people affected: 49,695 (31 in MA; 49,664 in TX)
- Data exposed: Names, addresses, dates of birth, Social Security numbers, driver’s license or other government-issued ID numbers, credit/debit card numbers, and financial account information
- Free services offered: Credit monitoring through Financial Shield Complete
What Happened?
Energy Capital Credit Union reports that an unauthorized actor infiltrated its computer network between October 29 and November 19, 2024. The intrusion was detected on November 19, after which the organization secured its systems and engaged external cybersecurity professionals to investigate.
What Information Was Involved?
A subsequent file review completed on December 4, 2025 determined that the compromised files may have contained:
- Name
- Address
- Date of birth
- Social Security number
- Driver’s license, state ID, or passport number
- Credit or debit card number
- Bank account or other financial account details
Company Response
According to the Massachusetts Attorney General filing, Energy Capital Credit Union immediately isolated the affected systems, launched a comprehensive investigation with third-party experts, and enhanced security measures. The credit union states it has no evidence that the information has been misused. Nevertheless, complimentary credit monitoring and identity-protection services are being offered to all impacted individuals.
Your Next Steps
If you received a notice letter dated December 31, 2025 from Energy Capital Credit Union, you should:
- Enroll in the free Financial Shield Complete monitoring service before the deadline listed in your letter.
- Review recent account statements and credit reports for unfamiliar activity.
- Consider placing a fraud alert or security freeze with the credit bureaus.
- Keep copies of all correspondence related to the breach; they may be necessary for any future claim.
- Contact our data-breach team to learn whether you can join a lawsuit to recover losses or time spent resolving issues.
Company Overview
Below is publicly available information about the organization.
- Website: eccu.net
- Contact / About: About ECCU
- Headquarters: 18540 Northwest Fwy, Houston, TX, US
- Industry: Banking
- Year founded: 1934
- Employees: 53
- Social: Facebook, Instagram, LinkedIn
Frequently Asked Questions
I received a data breach letter from Energy Capital Credit Union — what should I do?
Immediately enroll in the free credit-monitoring service offered, monitor your financial accounts, and contact a data-breach attorney to understand your rights.
How do I submit a claim related to the Energy Capital Credit Union data breach?
Claims can often be filed through class-action litigation or individual arbitration. Reach out to our firm for a free case review to determine eligibility.
Am I eligible to join a lawsuit against Energy Capital Credit Union?
If you were among the 49,695 people notified, you may qualify. Eligibility depends on factors like damages suffered and state law.
What information did the Energy Capital Credit Union breach expose?
Potentially exposed data include names, addresses, dates of birth, Social Security numbers, government-issued ID numbers, credit/debit card numbers, and financial account details.
Did Energy Capital Credit Union offer credit monitoring?
Yes. The credit union is providing complimentary credit monitoring and identity-theft protection through Financial Shield Complete. The enrollment deadline is listed in your notice.
How many people were affected by the Energy Capital Credit Union breach?
According to regulatory filings, 49,695 individuals in Massachusetts and Texas were impacted.
How can I get the official breach notice (PDF) for Energy Capital Credit Union?
You can download the Massachusetts notice directly from the Attorney General’s website using the link above.
