Ellafi Federal Credit Union Data Breach: SSNs Exposed
By Join The Case · Published December 31, 2025 · 6 min read
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Dapeer Law, P.A., a top-rated class action law firm, is investigating the Ellafi Federal Credit Union data breach. If you received notice that your information was exposed during this breach, you may be entitled to compensation. It's free to join our investigation to see if we can help you recover.

Ellafi Federal Credit Union Data Breach Lawsuit Investigation

If you recently received a notice about the Ellafi Federal Credit Union data breach, you may be entitled to free identity-protection services and potential compensation. Use the information below to decide your next steps and connect with experienced consumer-rights counsel.

Key Timeline of the Ellafi Federal Credit Union Breach

  • October 14, 2025: Network disruption detected; investigation launched.
  • November 20, 2025: Review confirms personal data was in the potentially accessed files.
  • December 23, 2025: Consumer notification letters mailed.
  • December 27, 2025: Breach publicly reported to the Maine Attorney General.

What Happened

Ellafi Federal Credit Union (“Ellafi Federal Credit Union”) reported that a network disruption on October 14, 2025 resulted in unauthorized access to certain files. Cybersecurity experts were retained to investigate, and the credit union notified the Federal Bureau of Investigation. The internal review identified personal information belonging to members in the compromised data. No evidence of misuse has been reported as of December 27, 2025.

What Information Was Involved?

The following data elements were listed as potentially exposed:

  • Name
  • Social Security number
  • Credit and/or debit card number

Steps Ellafi Federal Credit Union Says It Has Taken

  • Engaged third-party cybersecurity specialists.
  • Enhanced security controls to reduce future risk.
  • Reported the incident to the FBI for potential enforcement action.
  • Offered complimentary identity-protection services through IDX.

Free Identity-Protection Offer

Affected individuals are eligible for 12 months of IDX services, which include credit monitoring, dark-web monitoring, a $1 million identity-fraud insurance policy, and fully managed recovery assistance. The enrollment deadline is March 23, 2026.

Download Official Breach Notice (PDF)

What You Can Do Now

Ellafi Federal Credit Union recommends enrolling in the offered IDX services and following the additional safety tips included in the mailed notice to safeguard your personal information.

Company Overview

Frequently Asked Questions

I received a data breach letter from Ellafi Federal Credit Union — what should I do?
Follow the enrollment instructions for IDX services before March 23, 2026 and consider consulting a consumer-rights attorney to explore compensation options.
How do I submit a claim related to the Ellafi Federal Credit Union data breach?
Claim instructions are typically included in the mailed notice. Keep all correspondence and contact an attorney experienced in data-privacy class actions to determine eligibility.
What information did the Ellafi Federal Credit Union breach expose?
According to the official notice, names, Social Security numbers, and credit or debit card numbers may have been accessed.
Did Ellafi Federal Credit Union offer credit monitoring, and for how long?
Yes. The credit union is providing 12 months of IDX credit monitoring, dark-web monitoring, $1 million identity-fraud insurance, and recovery services.
How many people were affected by the Ellafi Federal Credit Union breach?
The total number of impacted individuals was not disclosed in the Maine Attorney General filing.
How can I get the official breach notice (PDF) for Ellafi Federal Credit Union?
You can download it directly from the Maine Attorney General website using the button above.

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