Cove Risk Services Data Breach Lawsuit Investigation
On December 12, 2025, workers’-comp insurer Cove Risk Services notified clients that an unauthorized party accessed certain internal systems. If you received a breach letter, you may be entitled to compensation. Contact us for a free, confidential case evaluation today.
What Happened
Cove Risk Services, LLC (Cove Risk Services) experienced a network disruption that limited access to certain systems. A forensic investigation determined that an unauthorized party accessed or obtained data on or around May 3, 2025. The company completed its file-by-file review on November 10, 2025, then worked to locate up-to-date addresses before mailing notices on December 12, 2025.
Timeline of Events
- May 3, 2025: Unauthorized access occurred.
- May 2025: Cove Risk Services initiated an investigation and hired third-party cybersecurity specialists.
- November 10, 2025: Review of potentially impacted data completed.
- December 12, 2025: Consumer notification letters mailed and breach reported to the Maine Attorney General.
What Information Was Exposed?
According to the notice filed with Maine regulators, exposed files included first and last names combined with unspecified additional data elements. Cove Risk Services has not publicly detailed the exact categories of information involved.
Company Response & Free Credit Monitoring
Immediately after discovery, Cove Risk Services contained the incident and enhanced network security. As an added safeguard, the company is offering 12 months of single-bureau credit monitoring and identity-protection services at no cost to affected individuals.
Download Official Breach Notice (PDF)Recommended Next Steps for Affected Customers
- Enroll in the complimentary credit-monitoring program described in your letter.
- Review bank, credit-card and insurance statements for unauthorized transactions.
- Request a free credit report at AnnualCreditReport.com and look for unfamiliar accounts.
- Consider placing a fraud alert or security freeze with the major credit bureaus.
- Retain all breach-related correspondence; it may be needed for any legal claim.
Company Overview
Cove Risk Services provides workers’ compensation insurance programs primarily to small and mid-sized businesses in the Northeast.
- Website: coverisk.com
- Headquarters: 35 Braintree Hill Office Park, Suite 206, Braintree, MA, USA
- Founded: 1990
- Industry: Insurance
- Employees: 10-50
- Social: Facebook | LinkedIn | YouTube
Frequently Asked Questions
I received a data breach letter from Cove Risk Services — what should I do?
Follow the instructions in the letter, enroll in the free credit-monitoring service, monitor your financial accounts, and consult a data-breach attorney to evaluate potential claims for compensation.
How do I submit a claim related to the Cove Risk Services data breach?
Complete the contact form on this page or call our office for a no-cost review. Our legal team will explain eligibility and next steps for joining a class-action or individual lawsuit.
What information did the Cove Risk Services breach expose?
The company reports that first and last names plus other personal data elements were involved. It has not publicly specified those additional elements.
Did Cove Risk Services offer credit monitoring, and for how long?
Yes. Impacted individuals can enroll in single-bureau credit monitoring and identity-protection services for 12 months at no charge.
How many people were affected by the Cove Risk Services breach?
Cove Risk Services has not disclosed the total number of impacted individuals in its notice to the Maine Attorney General.
How can I get the official breach notice PDF for Cove Risk Services?
You can download the document directly from the Maine Attorney General’s website using the button above.
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