CCI Financial Data Breach Lawsuit Investigation
Did you receive a letter from CCI Financial about your stolen Social Security or bank information? A March 2025 cyber-attack has put thousands at risk of identity theft. Find out whether you qualify for compensation and how to protect yourself now.
Quick Facts About the CCI Financial Breach
- Company: CCI Financial, Inc. (d/b/a Certified Capital, Inc.)
- Headquarters: Rogers, Minnesota
- Industry: Recreational vehicle and marine financing
- Unauthorized access: March 21 2025
- Breach discovered: April 3 2025
- Notification letters mailed: September 10 2025
- Sensitive data exposed: Names, Social Security numbers, driver’s license details, financial account information
What Happened?
According to regulatory filings, CCI Financial noticed unusual activity on its computer network on April 3 2025. A forensic investigation found that hackers had gained unauthorized access nearly two weeks earlier, on March 21 2025, and may have copied confidential customer files. After isolating affected systems, the company spent several months reviewing what — and whose — information was involved.
On September 10 2025, CCI Financial mailed data breach notification letters to residents of California and other states. While the total number of victims has not been released, the breadth of personal data involved is significant and can enable various forms of fraud.
Information Potentially Compromised
The type and extent of data vary by individual. CCI Financial reports that one or more of the following data elements may have been exposed:
- Full name
- Social Security number
- Driver’s license or other government ID details
- Financial account and routing numbers
Your Legal Rights & Next Steps
If you received a breach notice, you may be entitled to:
- Reimbursement for out-of-pocket expenses (credit monitoring, freezing fees, lost time, etc.)
- Compensation for any identity theft or fraudulent charges
- Enhanced credit and identity protection services
Data breach laws allow victims to pursue individual or class-action claims when companies fail to adequately safeguard information. An experienced privacy attorney can explain your options at no cost.
Protect Yourself Now
- Enroll in the free credit monitoring offered by CCI Financial immediately.
- Place a fraud alert with a nationwide credit bureau to make opening new credit harder.
- Consider a security freeze for stronger protection if you suspect misuse.
- Review bank and credit statements weekly for unfamiliar activity.
- Document everything—keep copies of the breach letter, receipts, and any fraud correspondence.
Frequently Asked Questions About the CCI Financial Data Breach
What happened in the CCI Financial data breach?
Hackers infiltrated CCI Financial’s network on March 21 2025, accessing highly sensitive customer information. The breach was detected on April 3 2025 and confirmed after a forensic investigation.
Is there a lawsuit against CCI Financial?
Legal investigations are underway. Consumers who received a notice may qualify to participate in a class-action lawsuit seeking monetary relief and stronger data-security measures.
What information was exposed?
Potentially compromised data includes names, Social Security numbers, driver’s license details, and bank account information.
Is CCI Financial offering free credit monitoring?
Yes. The company is providing complimentary credit monitoring and identity-protection services. Instructions are included in the mailed breach notice.
How do I file a claim after the CCI Financial data breach?
Gather your breach letter, proof of any related expenses, and speak with a data-privacy attorney. They can guide you on joining or initiating legal action at no upfront cost.
Who is CCI Financial?
Founded in Minnesota, CCI Financial (Certified Capital, Inc.) partners with recreational vehicle dealers to arrange loans for RVs, boats, trailers, and similar products.
Stay Informed & Protect Your Identity
Cyber-attacks like this can have long-lasting consequences. By staying proactive and exploring your legal remedies, you can hold companies accountable and safeguard your future.
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