Cape & Coast Bank Data Breach Lawsuit Investigation
On October 16, 2025, Cape & Coast Bank alerted Massachusetts regulators that 175 customers’ debit-card details were compromised. If you received a breach notice, you may be entitled to compensation and complimentary identity-protection resources. Complete the form on this page to discuss your legal options.
Key Takeaways
- Breach reported: October 16, 2025
- Total individuals affected: 175
- Regulatory filing state: Massachusetts
- Sensitive data exposed: debit-card number, expiration date, magnetic-strip data, other financial account information
- Immediate action taken: impacted cards closed and replacement cards offered
What Happened?
Cape & Coast Bank notified customers that their debit card ending in the last four digits shown in the notice had been compromised. Fraudulent transactions were identified and confirmed by the cardholders. The bank then closed each affected card to stop further misuse.
Download Official Breach Notice (PDF)Information Involved
The following data elements may have been exposed:
- Debit/credit card number
- Card expiration date
- Magnetic-strip data
- Other related financial account information
Bank’s Response
According to the state filing, Cape & Coast Bank:
- Closed all affected debit cards immediately upon confirming the fraud.
- Offered instant-issue replacement cards at any full-service branch or by mail through the Customer Assistance Center (508-568-3400).
What You Can Do
The bank urges customers to stay vigilant for the next 12–24 months and to report any suspicious account activity right away at 508-568-3200. You should also:
- Activate your replacement card as soon as it arrives.
- Review bank statements and online-banking activity daily.
- Place fraud alerts with credit bureaus if unauthorized charges appear.
Potential Legal Claims
Financial institutions are required to safeguard cardholder data. Affected customers may have claims for:
- Reimbursement of unrecovered fraudulent charges
- Compensation for time spent resolving card issues
- Statutory damages under state consumer-protection laws
Contact us today to find out if you qualify to participate in the Cape & Coast Bank data breach lawsuit investigation.
Company Overview
- Website: capeandcoastbank.com
- Privacy Policy: capeandcoastbank.com/privacy-policy/
- Headquarters: 25 Benjamin Franklin Way, Hyannis, MA, USA
- Founded: 1921
- Industry: Banking
- Employees: 170
- Official Social Media:
Frequently Asked Questions
What happened in the Cape & Coast Bank data breach?
The bank detected fraudulent activity tied to customers’ debit cards and confirmed that magnetic-strip data, card numbers, and expiration dates were compromised. It reported the incident to Massachusetts regulators on October 16, 2025.
How many customers were affected by the Cape & Coast Bank breach?
A total of 175 individuals in Massachusetts received breach notifications.
Is Cape & Coast Bank offering free credit monitoring?
The notice does not mention a separate credit-monitoring program. However, replacement debit cards are available, and the bank advises vigilant account monitoring for 12–24 months.
Can I join a lawsuit against Cape & Coast Bank?
Possibly. Laws protect consumers when companies fail to safeguard financial information. Complete our evaluation form to see if you qualify for the Cape & Coast Bank data breach lawsuit investigation.
What should I do now?
Activate your new card, review your statements daily, and immediately report suspicious charges to Cape & Coast Bank’s Customer Assistance Center at 508-568-3200.