700Credit Data Breach: SSNs Exposed
By Join The Case · Published December 12, 2025 · Updated December 12, 2025 · 6 min read
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Dapeer Law, P.A., a top-rated class action law firm, is investigating the 700Credit data breach. If you received notice that your information was exposed during this breach, you may be entitled to compensation. It's free to join our investigation to see if we can help you recover.

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700Credit Data Breach Lawsuit Investigation

On December 12, 2025, credit-reporting solutions provider 700Credit publicly confirmed a data security incident that compromised personal information stored in its customer-facing web application. If you received a breach notification letter, you may be entitled to free identity-protection services and potential compensation. Use the resources below to understand what happened and how to safeguard your data.

Key Details of the 700Credit Breach

  • Incident discovered: October 25, 2025
  • Public disclosure: December 12, 2025 (California Attorney General filing)
  • System affected: 700Credit’s web application used by automotive-dealership clients
  • Data exposed: names, addresses, dates of birth, Social Security numbers
  • Credit-monitoring offered: complimentary service through Cyberscout (a TransUnion company)
Download Official Breach Notice (PDF)

What Happened

According to the company’s regulatory filing, 700Credit detected suspicious activity within its web application on October 25, 2025. Third-party forensic specialists were engaged to investigate. The inquiry confirmed that certain records linked to customers of 700Credit’s dealership clients were copied without authorization. A comprehensive review of those records identified the individuals affected and the specific information involved.

Information Involved

The exposed records contained one or more of the following data elements:

  • Name
  • Address
  • Date of birth
  • Social Security number

The company states it has no indication that the information has been misused, but advises all affected individuals to remain vigilant.

Company Response

700Credit reports that it:

  • Immediately launched an investigation with external cybersecurity experts.
  • Confirmed the security of its broader network environment.
  • Reviewed impacted records to determine sensitive content and notify individuals.
  • Is reviewing and enhancing internal policies, procedures and data-access controls.
  • Is providing complimentary credit-monitoring services via Cyberscout.

Recommended Next Steps for Affected Individuals

700Credit’s notice encourages recipients to:

  • Enroll promptly in the free credit-monitoring service referenced in the letter.
  • Review account statements and credit reports for unfamiliar activity.
  • Follow the “Steps You Can Take to Protect Personal Information” enclosed with the notice.

Company Overview

700Credit, LLC (700Credit) is a provider of credit reporting, compliance, and identity-verification solutions to automotive dealerships and related industries.

Frequently Asked Questions

I received a data breach letter from 700Credit — what should I do?

Follow the enrollment instructions in the letter to activate the free Cyberscout credit-monitoring service and review your credit reports regularly for unfamiliar activity.

How do I submit a claim related to the 700Credit data breach?

Keep your breach letter and any documentation of fraud. Consult with a qualified privacy attorney or consumer-protection organization to discuss potential claims for damages resulting from the incident.

Am I eligible to join a lawsuit against 700Credit?

Eligibility depends on factors such as residency, the type of data compromised and any financial harm suffered. Contact a data-breach lawyer to review your specific circumstances.

What information did the 700Credit breach expose?

The company’s investigation determined that names, addresses, dates of birth and Social Security numbers were present in the copied records.

Did 700Credit offer credit monitoring, and for how long?

Yes. The company is providing complimentary credit-monitoring services through Cyberscout. The duration is specified in the enrollment materials included with your notice.

How can I get the official breach notice (PDF) for 700Credit?

You can download it directly from the California Attorney General’s website using the button above.

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