700 Credit Data Breach Lawsuit Investigation
If you received a data breach notice from 700 Credit, you are not alone. The company has confirmed that certain personal records were copied without authorization. Complete the form on this page for a free, confidential case evaluation to understand your legal options.
Incident Summary
700 Credit LLC (700 Credit) detected suspicious activity within its web application on October 25, 2025 and immediately engaged third-party forensic specialists to investigate. The investigation determined that records relating to customers of the company’s dealership clients were copied by an unauthorized party. A detailed file review was recently completed, and consumer notification letters were issued on December 22, 2025.
What Information Was Exposed?
The following data elements were present in the compromised records:
- Name
- Address
- Date of birth
- Social Security number
At this time, 700 Credit states there is no indication of actual or attempted misuse of the information.
Company’s Response
According to the notice filed with the Idaho Attorney General, 700 Credit:
- Secured its network environment in collaboration with forensic specialists.
- Conducted an extensive review to identify affected individuals.
- Notified regulators and mailed letters to impacted persons.
- Initiated a review of internal policies and procedures to enhance data security.
- Offered complimentary credit monitoring and identity protection services through Cyberscout (a TransUnion company). Eligible recipients must enroll themselves using the instructions provided in the letter.
Your Next Steps
Individuals who received a breach letter should consider the following actions:
- Enroll in the free credit monitoring service before the enrollment deadline noted in your letter.
- Monitor bank, credit-card, and insurance statements for unfamiliar charges or requests.
- Request free annual credit reports and look for new accounts you did not open.
- Place a fraud alert or security freeze with Experian, Equifax, and TransUnion if you notice suspicious activity.
- Keep copies of all correspondence related to the incident.
Lawsuit Investigation & Free Case Review
Data breach laws allow consumers to seek financial compensation when companies fail to safeguard personal information. Our legal team is investigating potential claims on behalf of everyone notified by 700 Credit. Time limits apply, so act promptly:
- No cost or obligation to participate in the investigation.
- Compensation may include reimbursement for out-of-pocket losses and time spent monitoring accounts.
- Fill out the short form on this page or call the number provided to learn more.
Company Overview
700 Credit provides credit reporting, compliance, and consumer-finance solutions primarily to automotive dealerships.
- Website: 700credit.com
- Headquarters: 31440 Northwestern Highway, Suite 250, Farmington Hills, Michigan, United States
- Founded: 2000
- Industry: Credit Reporting and Compliance Solutions
- Employees: 101–250
- LinkedIn: linkedin.com/company/700-credit
Frequently Asked Questions
I received a data breach letter from 700 Credit — what should I do?
Follow the enrollment instructions for the complimentary credit monitoring service, monitor your financial accounts, and keep the letter for your records. You can also request a free legal consultation about your rights.
How do I submit a claim related to the 700 Credit data breach?
Complete the form on this page for a free case evaluation. An attorney will review your situation and explain any lawsuit or settlement options.
Am I eligible to join a lawsuit against 700 Credit?
You may qualify if your personal information was included in the breach and you received a notice dated December 22, 2025. Eligibility depends on individual circumstances; contact us for a review.
What information did the 700 Credit breach expose?
The incident involved names, addresses, dates of birth, and Social Security numbers.
Did 700 Credit offer credit monitoring, and for how long?
Yes. The company is providing complimentary credit monitoring and identity-protection services through Cyberscout. The enrollment instructions are included in the mailed notice.
How many people were affected by the 700 Credit breach?
The total number of impacted individuals has not been disclosed publicly as of December 18, 2025.
How can I get the official breach notice (PDF) for 700 Credit?
You can download the letter filed with the Idaho Attorney General by clicking the “Download Official Breach Notice” button above.