PeopleFacts $2.4M FCRA Notification Class Action Settlement
Did a prospective employer run a background check on you through PeopleFacts between 2018 – 2024? You could automatically receive about $85 from a new $2.4 million Fair Credit Reporting Act (FCRA) settlement. Check the details below and make sure the settlement administrator has your current mailing address.
Am I eligible?
You’re in the class if PeopleFacts supplied a consumer report or background check about you to a potential employer and you were identified by the company’s records.
What benefits can I receive?
- Estimated cash payment: $85 (final amount depends on fees and the number of class members).
- No claim form is required—payments will be mailed automatically.
Key dates
- Opt-out deadline: August 20, 2025
- Final approval / fairness hearing: October 20, 2025
- Checks mailed: within 14 days after the settlement receives final approval
How will I get paid?
The administrator will send a paper check to the address on file. Need to update your address? Contact the administrator using the information below.
Contact the settlement administrator
Apex Class Action LLC
P.O. Box 54668, Irvine, CA 92619
Phone: 1-800-355-0700
Email: claims@apexclassaction.com
Why is there a settlement?
The lawsuit (McDowell v. Pluto Acquisition OPCO LLC, Case No. 2:23-cv-12827) alleged that PeopleFacts failed to give timely notice when it reported negative public-record information to employers—an FCRA requirement designed to protect job applicants. PeopleFacts denies wrongdoing but agreed to settle and update its practices.
Settlement fund breakdown
- Total fund: $2,400,000
- Class member payments: ~$1,595,080
- Attorneys’ fees & costs: up to $799,920
- Service award (class representative): $5,000
- Administration costs: $50,000 + additional expenses
Important links & documents
Frequently Asked Questions
How do I know if I’m part of the PeopleFacts FCRA settlement?
PeopleFacts has already identified class members from its records. If you receive a notice or check, you’re included. If unsure, contact the administrator.
Do I need to submit a claim form?
No. Payments will be sent automatically. You only need to act if you wish to exclude yourself or if your mailing address has changed.
When will I get my money?
Checks will be mailed within 14 days after the court grants final approval and any appeals are resolved. The fairness hearing is set for October 20, 2025.
Can I object to the settlement?
Yes. You may file an objection with the court by the opt-out deadline (August 20, 2025) if you believe the terms are unfair.
What happens if I exclude myself?
You will not receive a payment but keep the right to sue PeopleFacts separately over the same FCRA claims.