Pekin Insurance $12.45M Arizona UM/UIM Coverage Settlement
If you were injured in a crash and Pekin Insurance paid you the UM or UIM limit on only one of your covered vehicles in Arizona, you could share in a $12.45 million settlement. Payments are automatic—check your eligibility below and keep your address current to claim your cash.
Download Claim Form (PDF)Who Is Eligible?
- Held a Pekin Insurance policy issued in Arizona with uninsured/underinsured motorist (UM/UIM) coverage on more than one vehicle.
- Made a UM or UIM claim between April 18, 2016 and Nov. 4, 2024.
- Received payment equal to the UM/UIM limit for one vehicle or were among multiple claimants paid up to a single-vehicle limit for the same incident.
Settlement Benefits
- Cash payment (pro rata): Remaining settlement funds will be divided based on each class member’s “claim value.” Larger claim values receive proportionally larger payments.
- No claim form needed: The administrator will use Pekin’s records to mail checks automatically.
Key Dates
- Exclusion (opt-out) deadline: August 12, 2025
- Final fairness hearing: September 11, 2025
- Estimated payment date: About 91 days after final approval and resolution of any appeals.
How Much Will You Receive?
The net settlement fund—after court-approved deductions—will be distributed to class members automatically. Your share depends on:
- Your available UM/UIM limits across vehicles
- Your documented damages (claim value)
- The total number of eligible participants
If some policyholders opt out, their portion is removed from the fund and the remainder is re-allocated to those who stay in.
Why the Case Settled
The lawsuit (Taylor Doyle v. Pekin Insurance Company, No. 2:22-CV-00638-PHX-JJT) alleged Pekin failed to follow Arizona law by not including required language or timely notice about “stacking” UM/UIM coverage for multi-vehicle policies. Pekin denies wrongdoing but agreed to settle to avoid further litigation costs and risks.
FAQs
Do I need to file a claim for the Pekin Insurance $12.45M Arizona UM/UIM Coverage Settlement?
No. Eligible policyholders will be identified from Pekin’s records and paid automatically.
How will I receive my money from the Pekin Insurance settlement?
The settlement administrator will mail a paper check to the last known address. Update your address if you have moved.
Can I opt out of the Pekin Insurance class action settlement?
Yes. You must submit a written exclusion request by August 12, 2025 to preserve your right to sue Pekin separately.
What happens if the court does not approve the Pekin Insurance settlement?
If final approval is denied, no payments will be made and the lawsuit may continue.
Where can I get official documents about the Pekin Insurance settlement?
Visit the settlement website at azuminsuranceclaims4.com for notices, agreements, and court filings.