Pacific Guardian Life Ins. Cybersecurity Incident
If you received a notice that your personal information was exposed during the August 25 2023 data breach at Pacific Guardian Life Insurance Company, Ltd., you may claim up to $2,000 in reimbursement, cash payments, and two years of free credit monitoring. Submit your claim by December 21 2025.
Who Is Eligible?
All individuals who were notified that their private information—such as names, Social Security numbers, financial or medical data—was potentially compromised in the August 2023 cybersecurity incident.
Settlement Benefits
- Expense Reimbursement: Up to $2,000 for documented out-of-pocket costs (credit reports, bank fees, postage, etc.).
- Alternative Cash Payment: Up to $50 without documentation. California residents may receive an extra $20 under CMIA.
- Credit Monitoring: Two years of free credit monitoring and identity-theft protection.
All payments and services are subject to a $2 million aggregate cap; amounts may be prorated if claims exceed this limit.
Key Dates & Deadlines
- Claim Deadline: December 21 2025
- Opt-Out Deadline: November 21 2025
- Objection Deadline: November 21 2025
- Final Fairness Hearing: January 13 2026, 9:00 a.m. (Honolulu, HI)
How to File a Claim
- Visit the official settlement site and complete the online claim form, or print and mail it to the Claims Administrator.
- Provide documentation for out-of-pocket expenses if you seek reimbursement up to $2,000.
- Submit by December 21 2025 to preserve your benefits.
Questions? Call the toll-free line at 1-833-341-1193 or email info@PGLIDataBreach.com.
Submit a ClaimCourt Documents
Settlement Agreement (PDF) Preliminary Approval Order (PDF) Long-Form Notice (PDF) Claim Form (PDF)Frequently Asked Questions
What is the Pacific Guardian Life Ins. Cybersecurity Incident lawsuit about?
Plaintiffs claim Pacific Guardian Life failed to safeguard personal data accessed by cybercriminals on or about August 25 2023. The company denies wrongdoing but agreed to settle.
Do I need proof of expenses?
Yes, if you seek up to $2,000 in expense reimbursement. Receipts, statements, or other third-party documents are required. For the $50 alternative cash payment, no proof is needed.
Can I exclude myself from the Pacific Guardian Life settlement?
Yes. Mail a signed opt-out request postmarked by November 21 2025. If you opt out, you won’t receive benefits but keep your right to sue separately.
When will payments be issued?
After the Court grants final approval and any appeals are resolved. This may take several months; monitor the settlement website for updates.
How are attorneys’ fees handled?
Class Counsel will request $550,000 in fees and expenses, paid separately by the defendant and subject to Court approval.