Kuhn, et al. v. Nations Direct Mortgage, LLC Class Action Settlement
If Nations Direct Mortgage (“NDM”) told you that your personal information was exposed in its December 2023 data breach, you could receive up to $2,750 for documented losses, $50 for lost time, extra credit-monitoring and (for Californians) $75 cash. Submit a valid claim by January 7 2026 to secure your benefits.
Who Is Eligible?
- You live in the United States; and
- You received an NDM notice stating your data was impacted by the December 2023 cyberattack.
- California residents qualify for an additional $75 payment.
Settlement Benefits
- Two additional years of credit-monitoring (if you already activated the free service NDM offered) with $1 million identity-theft insurance.
- Reimbursement for documented losses up to $2,750 (identity-theft losses, bank fees, postage, credit-monitoring purchased after 3/6/24, etc.).
- Lost-time payment: up to 2 hours at $25/hour (max $50) for time spent remedying the breach.
- California statutory payment: $75 per California class member.
Key Deadlines
- Opt-Out Deadline: December 23 2025
- Objection Deadline: December 23 2025
- Claim Deadline: January 7 2026
- Final Approval Hearing: January 22 2026 (via Zoom)
How to File a Claim
Complete and submit a claim form online or by mail. Make sure it is postmarked or filed online no later than January 7 2026. Include proof of any out-of-pocket losses and a brief description of the time you spent addressing the breach.
Download Claim Form (PDF)
Settlement Agreement (PDF)
Long-Form Notice (PDF)
Preliminary Approval Order (PDF)
Your Options at a Glance
- Submit a claim: Receive the benefits listed above.
- Do nothing: Stay in the class but receive no money and release your claims.
- Opt out: Remove yourself from the settlement and keep your right to sue NDM separately.
- Object: Tell the Court why you disagree with the settlement terms (you may still file a claim).
Frequently Asked Questions
What is the Kuhn v. Nations Direct Mortgage data-breach lawsuit about?
Plaintiffs allege that a December 2023 cyberattack allowed hackers to access files containing personal information such as names, Social Security numbers, and contact details. NDM denies wrongdoing but agreed to settle.
How much money can I get from the settlement?
Up to $2,750 for documented expenses, $50 for time spent, and (if you live in California) an extra $75. Actual payments depend on the number of valid claims.
Do I need proof of my losses?
Yes. Reimbursement claims must be supported by documentation such as bank statements, invoices, receipts, or comparable records. Self-prepared notes alone are not enough.
Will the settlement pay my lawyers?
Class Counsel will ask the Court for up to $225,000 in fees and costs, paid separately by NDM. You owe nothing unless you hire your own attorney.
When will I receive my payment?
Payments will be distributed after the Court grants final approval on January 22 2026 and any appeals are resolved. Processing typically takes several months thereafter.
Need More Information?
Review the PDFs above or contact the Settlement Administrator at (833) 417-4946 or by mail: NDM Data Breach Incident Settlement, P.O. Box 25226, Santa Ana, CA 92799-9958.
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