Drummond Community Bank $700,000 Fee Class Action Settlement
If Drummond Community Bank charged you certain overdraft or “retry” fees between November 24, 2018 and February 11, 2023, you could automatically receive a cash payment or debt forgiveness from a $700,000 class action settlement. No claim form is required—payments and credits will be made directly. Check your eligibility below and monitor key dates to protect your rights.
Download Claim Form (PDF)Who’s eligible?
- You had a consumer (personal) account at Drummond Community Bank, not a business account.
- Between Nov. 24, 2018 – Feb. 11, 2023 the bank assessed at least one of the challenged fees:
- $36 overdraft fee on a one-time, non-PIN debit card purchase that was authorized with a positive balance but posted with a negative balance (APSN fee).
- $36 “retry” fee on the second or third presentment of the same declined check or ACH transaction.
- You received a postcard or email notice confirming the bank’s records show such a fee.
What benefits can I receive?
- Automatic cash payment / account credit from the net settlement fund, calculated pro-rata based on how much in challenged fees you paid versus all class members.
- Debt forgiveness and charge-off of any negative balance on closed consumer accounts that incurred a challenged fee during the class period.
How will payments be calculated?
The settlement administrator will use bank records to apply this formula:
(Your total challenged fees ÷ All class members’ challenged fees) × Net settlement fund
The amount you receive will not exceed what you actually paid and will be reduced by court-approved attorneys’ fees, costs, and service awards.
Do I need to do anything?
- No claim form is required. Funds will be sent automatically after final approval.
- If you have moved, promptly update your address with the settlement administrator:
Lewis v. Drummond Community Bank Settlement Administrator,
P.O. Box 301130, Los Angeles, CA 90030-1130
Phone: 888-777-6381
Email: admin@LewisBankFeesSettlement.com
Key dates
- Opt-out deadline: October 18, 2025
- Final approval hearing: November 17, 2025
- Payments will be issued after the court grants final approval and any appeals conclude.
Important documents
Frequently Asked Questions
What is the Lewis v. Drummond Community Bank settlement about?
The lawsuit claims Drummond Community Bank unlawfully assessed overdraft fees on debit card purchases authorized with a positive balance and charged multiple “retry” fees for the same declined item. The bank denies wrongdoing but agreed to settle.
How much money will I get from the Drummond Community Bank settlement?
Your payment is a share of the $700,000 cash fund based on the proportion of challenged fees you paid. Exact amounts will vary and could be less than the total fees you were charged.
Do I need proof or a claim form to participate?
No. Eligibility is determined from the bank’s records. Unless you want to opt out, you will be included automatically.
Can I exclude myself?
Yes. To keep your right to sue separately, you must mail an opt-out letter postmarked by October 18, 2025. Details are in the long-form notice.
When will the settlement money be sent?
Payments will go out after the court’s final approval on November 17, 2025 (or later if there are appeals). Updates will be posted on the settlement website.