American Income Life Insurance Co. $14M TCPA Settlement

Did you get repeated sales calls about American Income Life Insurance Co. products even though your number is on the National Do Not Call Registry? You could receive a pro-rata cash payment from a $14 million class action settlement. Submit your claim by November 25, 2025 to secure your share.

Key Takeaways

• Settlement fund: $14,000,000
• Potential payout: Equal share of the net fund (exact amount depends on claims volume)
• Who qualifies: Owners of 49,695 identified phone numbers that got 2+ calls between Aug. 11 2019 - Dec. 4 2024 while on the Do Not Call Registry
• Claim deadline: November 25 2025
• Final approval hearing: January 21 2026

Who Is Eligible?

You are part of the settlement class if:

• Your phone number is one of the 49,695 numbers identified by American Income Life Insurance Co. (see postcard or email notice).
• The number was listed on the National Do Not Call Registry for at least 30 days at the time of the calls.
• You received two or more telemarketing calls promoting American Income Life Insurance products within any 12-month period from August 11 2019 to December 4 2024.
• You were not insured by the company when the calls took place.

How Much Money Can You Get?

The $14 million fund will be used to cover administrative costs, attorney fees (up to $4,666,666.66), expenses, and a service award of up to $5,000 for the class representative. The remainder will be divided pro rata among all class members who file valid claims.

If unclaimed funds remain after the first distribution, a second distribution will be made to those who cashed their initial payments, provided each additional payment would exceed $1. Any leftover funds after a feasible second distribution will be donated to the National Consumer Law Center, subject to court approval.

How to Submit Your Claim

1. Download the claim form using the button above or use the one you received by mail.
2. Provide your Claimant ID (found on your notice) and the phone number(s) that received the calls.
3. Choose a payment method:
   • Electronic payment (when online filing is available)
   • Paper check
4. Mail the completed form to:
   
   American Life Insurance Settlement
   c/o Kroll Settlement Administration LLC
   P.O. Box 5324
   New York, NY 10150-5324
5. Make sure the envelope is postmarked on or before November 25 2025.

Important Dates

• Claim filing & exclusion deadline: November 25 2025
• Final approval (fairness) hearing: January 21 2026
• Estimated payment date: Approximately 60 days after final approval and resolution of any appeals

Why Is There a Settlement?

A class action filed in the U.S. District Court (Case No. 1:23-cv-01420-JPH-MG) alleges that American Income Life Insurance Co. violated the Telephone Consumer Protection Act (TCPA) by placing telemarketing calls to numbers listed on the National Do Not Call Registry. The company denies wrongdoing but agreed to settle to avoid the cost and uncertainty of further litigation.

FAQ: American Income Life Insurance Co. $14M TCPA Settlement

What is the lawsuit about?

Plaintiffs allege the insurer placed multiple telemarketing calls to numbers on the National Do Not Call Registry, violating the TCPA. The company denies these claims but agreed to a settlement.

Do I need proof to file a claim?

You must provide the Claimant ID sent to you by the settlement administrator and list the phone number(s) that received the calls. No additional proof is required at this time.

How will I get my payment?

You can request an electronic payment (when online filing reopens) or a paper check. Payments will be issued roughly 60 days after the court grants final approval and any appeals are resolved.

What happens if I do nothing?

If you take no action, you will not receive money from the settlement and you will give up the right to sue American Income Life Insurance Co. separately over the same TCPA claims.

Can I opt out or object?

Yes. You may exclude yourself or file an objection by the November 25 2025 deadline. Excluding yourself preserves your right to sue separately; objecting allows you to remain in the class while telling the court why you disagree with the settlement.

Who is administering the settlement?

The settlement is being managed by Kroll Settlement Administration LLC. For questions, you can email Admin@DoNotCallSettlement.com or call 833-621-5712.

This article is for informational purposes only and is not legal advice. Always refer to the court-approved documents and consult an attorney for legal guidance.

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