Velocity Risk Underwriters Data Breach Lawsuit Investigation
Were you notified about the Velocity Risk Underwriters data breach? Over 41,000 people just learned their most sensitive details may be in the wrong hands. Find out how to protect yourself and whether you can pursue compensation today.
What Happened?
On March 17, 2025, Velocity Risk Underwriters’ former third-party vendor WaterStreet Company detected suspicious activity inside its network. A rapid shutdown and forensic investigation revealed that an unauthorized actor accessed WaterStreet’s servers—and with them, files containing policyholder data belonging to Velocity Risk Underwriters. By June 26, 2025, WaterStreet provided Velocity Risk with a list of impacted individuals and the types of information exposed. Regulatory filings in Maine and New Hampshire confirmed the breach on July 24–25, 2025, and consumer notices were scheduled to go out starting August 6, 2025.
What Information Was Exposed?
- Full names
- Social Security numbers
- Dates of birth
- Addresses
- Government-issued IDs / Tax Identification Numbers
- Financial account information
- Medical information
Who Is Affected?
The breach impacts 41,270 individuals nationwide, including at least 19 Maine residents and 37 New Hampshire residents, according to state attorney-general disclosures.
Company Response
Velocity Risk Underwriters and WaterStreet Company immediately:
- Isolated and secured compromised systems
- Engaged third-party cybersecurity experts
- Reviewed affected files to determine scope
- Notified regulators and began emailing breach notices
- Offered 12 months of complimentary credit-monitoring to victims
Steps You Can Take Right Now
- Enroll in the free credit-monitoring service as soon as you receive the notice.
- Monitor bank, credit-card, and insurance statements for unfamiliar activity.
- Place a fraud alert or security freeze with Equifax, Experian, and TransUnion.
- Change passwords and enable multi-factor authentication wherever possible.
- Keep copies of all correspondence—this may be useful if you join a lawsuit.
Download Official Breach Notice (PDF)
Potential Lawsuit & Compensation
If your data was compromised, you could be entitled to financial compensation for:
- Time spent monitoring and freezing accounts
- Out-of-pocket expenses (e.g., credit-freeze fees)
- Fraudulent charges or identity-theft losses
- Anxiety, distress, and loss of privacy
Class-action attorneys are now investigating claims. Preserving evidence—including your notice letter—is critical to secure any recovery.
Velocity Risk Underwriters Data Breach FAQ
How did the Velocity Risk Underwriters data breach occur?
An unauthorized actor infiltrated WaterStreet Company’s network (a former vendor for Velocity Risk), gaining access to servers that stored policyholder information.
What personal data was involved in the Velocity Risk Underwriters breach?
Names, SSNs, dates of birth, addresses, government IDs, financial account details, and limited medical information were among the data exposed.
Is Velocity Risk offering free credit monitoring?
Yes. The company is providing 12 months of complimentary credit-monitoring services for all affected individuals.
How many people were affected by the Velocity Risk Underwriters data breach?
Regulatory filings list 41,270 impacted individuals across the United States.
Can I join a lawsuit against Velocity Risk Underwriters?
Potentially. Data-breach class actions seek reimbursement and damages for victims. Keep your notice letter and consult a qualified attorney to explore your options.
When were victims notified?
Electronic notices were scheduled to begin August 6, 2025.
What should I do if I see suspicious activity?
Contact your financial institutions, file a police report if necessary, and report identity-theft incidents to the FTC at IdentityTheft.gov.
This article is for informational purposes and does not constitute legal advice.
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