US Claims Capital Data Breach Lawsuit Investigation
Was your personal or medical data exposed in the US Claims Capital hack? 25,722 Americans just found out it was. Act quickly—read on to see what was stolen and how to protect your rights today.
What Happened?
On March 25, 2025, US Claims Capital, Inc. (aka “USClaims”) discovered that an unauthorized party had breached its network weeks earlier on January 7, 2025. The company’s internal investigation confirmed that sensitive consumer data was accessed and likely exfiltrated.
Regulators were notified on April 14, 2025, and mailed notices were sent to victims on April 11, 2025.
How Many People Are Affected?
The company’s filings show 25,722 individuals nationwide are impacted, including residents in:
- Texas – 804 people
- Massachusetts – 453 people
- New Hampshire – 59 people
- Maine – 37 people
- Other states – 24,369 people
What Information Was Exposed?
The breach involves both personally identifiable information (PII) and protected health/financial data:
- Full name
- Social Security number
- Date of birth
- Physical address & proof of current address
- Government-issued ID (e.g., driver’s license, passport)
- Medical information
- Financial account details
Download Official Breach Notice (PDF)
Why This Matters
Stolen Social Security numbers and ID documents are prized by cyber-criminals. Victims can experience:
- Unauthorized credit card or loan applications
- Tax-refund fraud
- Medical or insurance fraud
- Long-term credit score damage
Protect Yourself Now
US Claims Capital is urging customers to stay vigilant, but you can take additional steps:
- Enroll in credit monitoring—look for the activation code in your mailed notice.
- Place a free fraud alert with one of the three major credit bureaus; it will automatically notify the others.
- Freeze your credit to stop new accounts from being opened without your consent.
- Review medical and financial statements monthly for unfamiliar charges.
- Report suspicious activity immediately to banks, insurers, and the FTC (IdentityTheft.gov).
Can You File a Data Breach Lawsuit?
Under various state consumer-protection and data-breach notification laws, affected individuals may seek monetary damages for:
- Out-of-pocket expenses (credit monitoring, lost time, etc.)
- Fraudulent charges or stolen tax refunds
- Emotional distress and loss of privacy
- Punitive damages if negligence is proven
If you received a notice letter from USClaims, you may qualify to join a class action. Consult an experienced data-breach attorney to explore your options.
US Claims Capital’s Response
The company states it has:
- Secured its network and launched a third-party forensic investigation
- Notified federal and state regulators
- Offered complimentary credit monitoring and identity-protection services
- Enhanced security controls to prevent similar incidents
Frequently Asked Questions
How do I know if I was impacted by the US Claims Capital data breach?
USClaims mailed written notices on April 11, 2025. If you received one—or see “US Claims Capital” on the envelope—you are on the affected list.
What should I do if I lost my USClaims notice letter?
Contact USClaims via usclaims.com or call the phone number listed in earlier communications to request another copy.
Is US Claims Capital offering free credit monitoring?
Yes. The notice letter contains an enrollment code for complimentary identity-protection services. Enroll as soon as possible; codes often expire.
Can I sue US Claims Capital over this data breach?
Possibly. Many state and federal laws allow victims to pursue compensation when sensitive data is exposed due to inadequate security. Legal counsel can confirm your eligibility.
Does a credit freeze hurt my credit score?
No. Freezing merely blocks new credit checks; it does not affect existing accounts or your score. You can lift the freeze temporarily whenever needed.
Key Takeaway
US Claims Capital’s data breach puts thousands at risk of identity theft. Stay vigilant, leverage the free protections offered, and consider your legal remedies to recover any losses.
Disclaimer: This article is for informational purposes only and does not constitute legal advice.