Union Home Mortgage Data Breach Lawsuit Investigation
Did you receive a data breach notice from Union Home Mortgage? Your Social Security number and other sensitive details may already be in the wrong hands. Find out how to protect yourself—and whether you can pursue compensation—below.
What Happened?
On July 25, 2025, Union Home Mortgage Corp. (UHM) reported a major cybersecurity incident to the Massachusetts Attorney General. Although the total number of victims has not been disclosed, at least six Massachusetts residents—and potentially thousands nationwide—had their personal data exposed.
Download Official Breach Notice (PDF)What Information Was Exposed?
The company’s investigation confirms attackers accessed highly sensitive information, including:
- Full names
- Social Security numbers
- Dates of birth
- Home addresses
- Driver’s license or state ID numbers
- Passport numbers
- Medical and financial details
Because Social Security numbers and government IDs are uniquely identifying, victims face an elevated risk of identity theft, fraudulent loans, and tax-return scams.
Who Is Union Home Mortgage?
Founded in 1970 and headquartered in Strongsville, Ohio, UHM is a nationwide residential mortgage lender operating in 48 states and Washington, D.C. With more than 1,500 employees, the company funds over $5 billion in loans annually across a broad suite of mortgage products.
Steps You Should Take Now
Union Home Mortgage is offering 24 months of complimentary credit monitoring. Experts recommend you also:
- Enroll in the free monitoring service immediately.
- Review bank, credit-card, and mortgage statements for unfamiliar activity.
- Place a fraud alert or freeze on your credit files with Equifax, Experian, or TransUnion.
- Watch for phishing emails or calls that reference UHM or mortgage accounts.
- Consider adding identity-theft protection for continuous dark-web and credit surveillance.
Potential Legal Options
If your data was exposed, you may be entitled to compensation for:
- Out-of-pocket costs (e.g., credit freezes, monitoring services, professional fees)
- Time spent mitigating identity theft or fraud
- Emotional distress or loss of privacy
Class-action investigations are underway to hold Union Home Mortgage accountable. Preserving your legal rights often requires quick action, so consider consulting an attorney experienced in data-breach litigation.
Frequently Asked Questions
How do I know if I am part of the Union Home Mortgage data breach?
UHM mailed written notifications beginning July 25, 2025. If you received a letter—or previously applied for or serviced a mortgage with Union Home Mortgage—you may be affected.
Is Union Home Mortgage offering free credit monitoring?
Yes. The company is providing 24 months of complimentary credit monitoring and identity-theft services. Enrollment details are included in the mailed notice.
Can I sue Union Home Mortgage for the data breach?
Possibly. Victims may join a class-action lawsuit seeking monetary relief for financial losses, time spent, and emotional distress. Eligibility depends on factors such as residency and the specific data compromised.
What deadlines apply to a Union Home Mortgage data breach claim?
Each state’s statute of limitations differs, but many claims must be filed within two to four years of discovering the breach. Acting promptly helps protect your rights.
Will placing a credit freeze impact my mortgage application?
A credit freeze blocks new credit inquiries but does not affect existing accounts. You can temporarily lift the freeze when applying for a loan, then reinstate it afterward.
Bottom line: The Union Home Mortgage data breach puts thousands at risk of identity theft. Take protective steps today and explore your legal options to secure potential compensation.