Palomar Insurance Data Breach Lawsuit Investigation
Did Palomar Insurance just warn you that your Social Security number may be in the wrong hands? A sophisticated cyber-attack on the Alabama-based insurer exposed highly sensitive personal and policy data—putting thousands at risk of identity theft. Find out how to protect yourself and whether you can seek compensation now.
What Happened?
According to Palomar Insurance Corporation, marked the first sign of “unusual activity” when a cyber-intruder attempted to penetrate the company’s network. A full forensic investigation concluded on , confirming that unauthorized access likely reached confidential customer files.
The insurer finalized its list of impacted individuals on , and formally reported the incident to the MA AG and posted a public notice on .
What Information Was Exposed?
The compromised data set is broad and highly sensitive, increasing the risk of identity theft and financial fraud:
- Full names and residential addresses
- Social Security numbers
- Dates of birth
- Driver’s license numbers and expiration dates
- Government-issued identification numbers
- Insurance policy numbers & providers
- Login usernames and passwords
- Limited medical or financial information
Palomar’s Response
Palomar states it has:
- Hired external cybersecurity experts to secure its network.
- Notified state and federal regulators as required.
- Offered 24 months of free identity monitoring and restoration through Kroll to affected individuals.
Your Rights & Recommended Next Steps
If you received a breach notice—or suspect you are affected—consider these immediate actions:
- Activate the free Kroll services offered by Palomar.
- Monitor bank, credit-card, and insurance statements for unauthorized activity.
- Place a fraud alert or credit freeze with Experian, Equifax, or TransUnion.
- Update passwords and enable multi-factor authentication on all critical accounts.
Can You File a Data Breach Claim?
Victims of the Palomar Insurance data breach may be entitled to financial compensation for:
- Out-of-pocket expenses (e.g., credit-freeze fees, identity-theft costs)
- Time spent addressing fraud or securing accounts
- Emotional distress and loss of privacy
- Potential future identity-theft damages
Class-action investigations help consumers unite and pursue recovery at no upfront cost. Click below to learn more about joining the lawsuit investigation.
Check Eligibility & Join the Investigation
Timeline of Key Events
- Oct 23, 2024: Palomar detects suspicious network activity.
- May 1, 2025: Forensic investigation confirms data access.
- Jun 17, 2025: Victim list finalized.
- Jul 24, 2025: Incident reported to regulators and public notice issued.
FAQ: Palomar Insurance Data Breach
What should I do if I lost my Palomar Insurance breach letter?
Contact Palomar’s dedicated incident hotline listed on its website notice page and request a replacement notice. You can still enroll in free Kroll monitoring with basic identity verification.
How long will Palomar Insurance provide free credit monitoring?
The company is offering two years of identity-monitoring and theft-restoration services through Kroll at no cost.
Is Palomar Insurance liable for my financial losses?
If negligence in data security is proven, Palomar may be responsible for reimbursing fraud-related costs, lost time, and other damages. A class-action lawsuit investigation will evaluate liability and potential compensation.
Can I freeze my credit for free after the Palomar Insurance breach?
Yes. Federal law allows consumers to place and lift credit freezes with Equifax, Experian, and TransUnion at no cost.
How do I join the Palomar Insurance data breach lawsuit investigation?
Complete the quick eligibility form on JointheCase to connect with attorneys leading the investigation. There are no upfront fees to participate.
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